Help to Buy

We understand it can be difficult to achieve the first step on to the property ladder. We work closely with lenders who are part of the Help to Buy Scheme and will review your circumstances to find the best option to achieve your dream home.

What is the Help to Buy Scheme?

The UK Government’s Help to Buy Scheme supports people with as little as a 5% deposit to get on the property ladder. It is only available to first time buyer who have never owned a property in the UK or abroad before. This is a shared equity loan with the government lending you up to 20% of the property value or up to 40% if you are purchasing in a London borough. Conditions apply. More details can be found at www.helptobuy.gov.uk

A Mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your needs and circumstances. This will be discussed and agreed with you at the earliest opportunity.